Search Result for : Tag: investing

Financial Planning Fridays #90: Your Lifetime Return

We send our clients an email on their birthdays with their updated lifetime return that shows the return of the S&P 500 since the day they were born. This return did not require any research, trading, or effort. It simply is the return that anyone who made an investment the day they were born received […]


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Financial Planning Fridays #89: Global Financial Crisis Case Study

In exchange for the wonderful superior long-term returns of stock, we need to occasionally endure a significant temporary decline. Some are more challenging than others and can be extremely difficult to go through, but like anything else are much easier if you are prepared. Let’s look at the largest temporary decline since the great depression […]


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Financial Planning Fridays #86: Stay Ahead of Inflation

The price of a postage stamp is set to increase, yet again, to 73 cents in July 2024. In 1963, it was 5 cents. It has become almost 15 times more expensive over the past 60 years! This postage stamp chart serves as a great proxy for everything we purchase and just how important it […]


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Financial Planning Fridays #85: Temporary Market Declines During Bull Markets

We are currently in a bull market with the S&P 500 now up about 49% since the low made in October 2022. However, it has not gone straight up during that time- instead, the market has gone through a few temporary declines of 5-10%. This is very common, and I wanted to share with you […]


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Financial Planning Fridays #83: Our Core Investment Beliefs

We would like to share with you our core investment belief at Presilium.  We believe that the world is improving every year and that investing in stocks is the best way to grow your family’s wealth over the long-term.   The S&P 500 is now up about 300 thousand percent since 1950, which equates to 11.4% […]


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Financial Planning Fridays #81: Market Returns After a Strong February

Twenty-twenty-four is picking up right where 2023 left off. The S&P 500 was just up more than five percent for the first two months of this year. Let’s look together at what this has historically meant for market returns This table from Bespoke Research shows the returns from the end of February until the middle […]


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Financial Planning Fridays #80: The Benefits of Dollar Cost Averaging

Please let us show you how you can make profitable investments while the market is flat or even declining in value!  By making regular investments over time, you can actually take advantage of a volatile or declining market and turn it to your favor. Let’s look at 2 examples: First, the S&P 500 had a […]


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Financial Planning Fridays #79: The 15 Year Anniversary of the Global Financial Crisis

March 9th is the 15-year anniversary of the market low during the Global Financial Crisis – one of the most uncertain and challenging times that investors ever experienced.  There are three critical lessons from that time that we can use to help us to make future investment decisions.   First: These kinds of market events are […]


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Financial Planning Fridays #78: Life and Market Milestones

The S&P 500 just reached a new milestone and closed above 5,000 for the first time in history on February 9th. I love looking back at the previous milestones to remember just how far we have come and how much higher the market will likely go in our lifetimes. I thought it would be fun […]


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