You have come to the right place with the right team with over 20 years of direct experience helping those at Merck navigate the exceptional benefits package, the ups and downs of the MRK share price, and the ins and outs of one of your biggest assets – the Merck Pension.

Are You Struggling With Your Pension Options?

  • Does the Lump Sum or Monthly payout make more sense?
  • If monthly, which Survivor option is best (if any) for me?
  • How exactly are interest rates affecting my pension?


This is one of the most important decisions you will make (often involving your largest asset). It’s one that you can’t get wrong.

Even for those feeling more secure in your decision, it’s hard to deny that a second set of eyes on a decision this important could hurt.

With 15 minutes of your time, you will walk away with a much better understanding of your options, and a clear path on your next steps.

Are You Leaving Dollars on the Table?

How confident are you that you are capitalizing on all that the Merck 401k has to offer?

Did you know that Merck offers one of the best 401k benefits for highly-compensated employees that:

  • Is a rare benefit, not offered by all companies
  • Allows you to contribute to a Roth IRA (when you’ve been priced out income-wise for years)
  • Helps you grow a tax-free bucket of income for later in retirement (or your children – estate planning)

This is one of the most popular avenues for our clients to take advantage of, utilizing this backdoor to save an additional $30,000 to maximize the true IRS limits for 401k contributions of $66,000.

Assets Last Until
Funding Gained
Value Gained
Frankly, this is one of the most straightforward items that you can execute today to immediately improve your retirement picture.

One of the first questions we often hear from our new clients during onboarding is, How (and where) can I save more?

And without fail, the majority of them not only are not taking advantage of this backdoor, the majority are unaware that it even exists.

Within minutes, we have taken steps to implement this and improve their outlook. And so can you.

How to Navigate Your Merck Stock Plan:

And no, we aren’t just talking about navigating the difficult interface on the Morgan Stanley site.

We are talking about:

  • How to diversify
  • When to diversify
  • And how to more efficiently manage your tax bill

Restricted Stock Units (RSUs) can be one of your best friends in building generational wealth. However, if mismanaged, it can leave you feeling like a grand opportunity has slipped through your fingers (or that you’re left with an extremely painful tax bill).

Wouldn’t you rather spend your time directing your energy and focus where you want, rather than trying to navigate how and when to sell, and at what price, all in the middle of your workday or your vacation?