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Business Owners & Exit Planning

Building Value #5: The Right Retirement Plan

In this Building Value episode, Presilium helps business owners choose the right retirement plan for their company. It compares options such as SEP IRAs, 401(k)s, and cash balance plans, weighing tax savings, contribution limits, and employee benefits to match the plan to the owner's goals and stage of business.

Brook HartBuilding Value #5

In this Building Value episode, Presilium helps business owners choose the right retirement plan for their company. It compares options such as SEP IRAs, 401(k)s, and cash balance plans, weighing tax savings, contribution limits, and employee benefits to match the plan to the owner's goals and stage of business.

Key takeaways

  • The right retirement plan can deliver meaningful tax savings while helping attract and retain employees.
  • Options range from simpler SEP IRAs to 401(k)s and cash balance plans, each with different contribution limits and complexity.
  • Plan choice should match the owner's income, savings goals, and the size and stage of the business.
  • Coordinating the company plan with the owner's personal retirement strategy maximizes the benefit.
More on Business Owners & Exit PlanningRetirement & Income Planning

Written by

Brook Hart

President & Chief Compliance Officer · CFP®, CEPA®

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