Wealth management for the years right before, and after, you retire

You spent decades being told to save. Now the advice has to reverse, and no one prepared you for it. Can you actually retire? How much can you spend without running out? Which accounts do you touch first, and when does Social Security make sense?

Meanwhile the stakes are higher than they have ever been. A bad market in your first few years of retirement can do lasting damage, and a tax misstep is harder to recover from when you are no longer adding to your accounts.

You do not need more products. You need a clear plan and someone who picks up the phone when life changes.

We start by modeling your specific picture (your spending, your accounts, your income sources) and testing it against a poor early market and a long life. You will see, in plain terms, whether the plan holds.

Then we put the income engine in place: which accounts to draw from, in what order, with taxes planned year by year. We coordinate with your CPA so the strategy and the return agree.

From there, we stay close. We review on a regular cadence and we are reachable when something changes: a health event, a move, a market that has you worried.