Fund the education you want to provide, without derailing your own plan
Education is one of the largest gifts many families give. We help you fund it on purpose: choosing the right accounts, the right amount, and the right balance with your own retirement.
It is easy to over-fund a child's college account and under-fund your own retirement, or to save in the wrong vehicle and lose tax benefits or financial-aid standing. The accounts also interact with gift and estate planning in ways most families never see.
We size the goal realistically, pick the accounts that fit, and make sure paying for school does not quietly compromise the rest of your plan.
What we do
- Estimate the real cost of your education goals and how much to set aside.
- Choose and structure 529s and other accounts, including the Pennsylvania state tax deduction.
- Balance education funding against retirement so one does not crowd out the other.
- Use 529s as a gifting and estate-planning tool for grandparents where it fits.
- Plan the drawdown so withdrawals stay qualified and tax-free.
This is for parents and grandparents who want to provide for education, and for multigenerational families using 529s as part of a gifting strategy.
What clients ask us
Talk to a education planning advisor
A short conversation is the fastest way to see whether we're a fit. No preparation needed. We'll learn about your situation and you can decide.