Search Result for : Tag: S&P500

Financial Planning Fridays #65: Stay Invested Update

Once again this year we wanted to take an updated look at all of the crises of the past 20-plus years. As you’ll see, at the time, each of them would have given us great reasons to not keep our clients invested in stock. Every single year had its own unique crises that looked, and […]


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Financial Planning Fridays #55: Dollar Cost Averaging

What happens when you make an investment at the worst possible time; right before a decline of 20% or more? The answer will surprise you. The market can be incredibly daunting. There are so many unknowns because no one knows the future. It can be soaring at all-time highs, Or it can be plummeting rapidly, […]


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Financial Planning Fridays #54: Temporary Market Declines

What if we told you that the S&P 500 has finished up 10% or more 55 times since 1928. Fifty-five times in 95 years, up by more than 10%. It has had really strong results in more than half of the years. Now, what if we told you that in 23 of those 55 years, […]


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Financial Planning Fridays #51: A More Balanced Look at Dividend Stocks

Dividend stocks have been a popular way to invest for a long time. Investors have enjoyed receiving the steady, and seemingly certain, income generated by these types of stocks, especially during retirement. However, at Presilium we prefer to have our clients think about generating their income from the total return of their portfolio, rather than […]


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Financial Planning Fridays #42: Higher Earnings = Higher Market

Today we wanted to talk with you about the value of the stock market over time. In the short-term, the stock market can be unpredictable and largely based on emotion, moving very quickly up or down based upon subjectively good or bad news; bu, in the long-term the market has steadily marched higher as the […]


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Financial Planning Fridays #35: Two More Reasons to be Optimistic in 2023

At the start of this year, we gave you three great reasons to be optimistic about the market in 2023. And so far, we have been right. We had a great first quarter. As we begin the second quarter of 2023, we have two more reasons for you to remain optimistic for the remainder of […]


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Financial Planning Fridays #25: Don’t Give Your Investments a Day Off

You should take lots of days off to enjoy life but your investments, no, they should remain invested, working for you every single day. Once you have developed your long-term financial plan, and have a solid investment strategy, it is critical to keep your stock portion invested no matter what happens in the world and […]


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Financial Planning Fridays #24: Staying Invested

Today we wanted to review all of the crises during the last twenty years. As you’ll see, at the time, each of them would have given us great reasons to not keep our clients invested in stock. Every year had its own unique crises that looked, and felt, brand new to the world and came […]


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Financial Planning Fridays #21: 2023 Outlook

Today we wanted to give you three reasons that we are so optimistic for 2023. Twenty-twenty two was one of the worst years ever for the financial markets. In fact, the S&P 500 had the fifth worst return it has had in the past 90 years. However, if you are a client of Presilium Private […]


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Financial Planning Fridays #20: 2022 Review

Today, in our twentieth episode, we wanted to discuss and review 2022. Last year was filled with lots of good news but also more than a few negative headlines that made the market one of the most volatile ever. As usual, we took advantage of this volatility and rebalanced our client accounts 27 times; each […]


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