Search Result for : Tag: financial planning

Financial Planning Fridays #72: Our New Client Process

We wanted to take two minutes with you to show you the special process that we follow when we are introduced to a new individual or family. We are continuing to grow and love working with new clients. After finishing our four-step client introduction experience, you will have two extremely valuable things for your future: […]


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Financial Planning Fridays #65: Stay Invested Update

Once again this year we wanted to take an updated look at all of the crises of the past 20-plus years. As you’ll see, at the time, each of them would have given us great reasons to not keep our clients invested in stock. Every single year had its own unique crises that looked, and […]


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Financial Planning Fridays #63: Year-End Planning

As we enter the last quarter of the year, we wanted to share a few year-end financial planning strategies that we review and complete for our clients at Presilium. First: Tax Loss Swaps. Have you taken the time to review the investments inside your taxable accounts for positions that are temporarily down? Market volatility and […]


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Financial Planning Fridays #61: Normal Market Declines

The market goes down all the time. But, it never stays there. Over the last 15 years, the market has had an average temporary decline of 16.8% per year. A 16.8% loss every single year! And during that same 15-year period, the S&P 500 had an average return of positive 10.67% per year. But to […]


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Financial Planning Fridays #57: Finish Strong

Our clients have done an amazing job maintaining their investment strategy throughout the constant uncertainty of the last 20 months or so. Despite the incessant doomsday coverage from the media, they have hung in there, rebalanced when appropriate, and have been rewarded accordingly because of this. Though it hasn’t been easy, we knew there were, […]


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Financial Planning Fridays #56: Consistency Counts

As an investor, our goal should be to get the highest possible return no matter what, right? Wrong. As important as it is to achieve a great return, it can be just as important to achieve a consistently great return. An investment portfolio with a consistent return can actually outperform another investment portfolio that has […]


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Financial Planning Fridays #53: Roth Conversions

This week we wanted to show you how Roth Conversions may save you taxes, potentially add a huge amount to your future wealth, and increase the chances to reach even more of your goals in retirement. A Roth Conversion is when you move funds from your IRA to a new or existing Roth IRA. The […]


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Financial Planning Fridays #52: Four Keys From a Year of Videos

Today’s video marks the one-year anniversary in the Financial Planning Friday’s series! Over this past year, these videos have helped people to make much better financial decisions, provided a voice of reason during times of uncertainty, and distilled complex financial planning strategies into short, straight forward videos. While our clients have direct access to a […]


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Financial Planning Fridays #51: A More Balanced Look at Dividend Stocks

Dividend stocks have been a popular way to invest for a long time. Investors have enjoyed receiving the steady, and seemingly certain, income generated by these types of stocks, especially during retirement. However, at Presilium we prefer to have our clients think about generating their income from the total return of their portfolio, rather than […]


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Financial Planning Fridays #49: Fortune Tellers and Market Forecasters

At Presilium we have been optimistic all year that the market was going to bounce back from one of the worst years ever in 2022. To do this, we needed to tune out an enormous amount of negative news media. We feel that helping our clients stick to their long-term investment plans is one of […]


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