Happy Valentine’s Day! At Presilium, we love our clients, and we also love investing in the leading companies in the world. And that’s for one simple reason: Investing in stocks has been the most reliable way to grow your wealth faster than inflation, consequently allowing you to reach much higher goals for you and your […]
The S&P 500 just reached a new all-time high! While this is an exciting time, this often coincides with many purported experts clamoring that the market is now severely overvalued, and you must get out before the next major market decline. This is often matched in enthusiasm by an equal number of experts clamoring that […]
A month ago, a wonderful long-time client of mine called and told me that her best friend said that she must sell everything in her account and move it to gold, cash, and other “safe” assets that day. Her best friend said that the market was likely to crash soon, and she should forget about […]
Once again this year we wanted to take an updated look at all of the crises of the past 20-plus years. As you’ll see, at the time, each of them would have given us great reasons to not keep our clients invested in stock. Every single year had its own unique crises that looked, and […]
The market goes down all the time. But, it never stays there. Over the last 15 years, the market has had an average temporary decline of 16.8% per year. A 16.8% loss every single year! And during that same 15-year period, the S&P 500 had an average return of positive 10.67% per year. But to […]
Recently government shutdowns have dominated the headlines, raising concerns about their impact on the market. Just last week, our government narrowly avoided another shutdown, extending funding until mid-November 2023 So, what exactly is a government shutdown? It happens when Congress and the President can’t agree on legislation to fund government operations and agencies, either at […]
What if we told you that the S&P 500 has finished up 10% or more 55 times since 1928. Fifty-five times in 95 years, up by more than 10%. It has had really strong results in more than half of the years. Now, what if we told you that in 23 of those 55 years, […]
One of our favorite hobbies at Presilium is looking at historical market data. After the market’s strong start in the first half of 2023, I wanted to look through history to see how the market had typically performed in the 2nd half of the year after similar first half returns. We looked at the performance […]
We have had lots of conversations with our clients on what are safe vs. risky investments. Though the answer may surprise you, this debate is not even close. For long-term goals, stocks are, by far, the safest investment. For the non-believers, let me show you a few statistics from history. This chart shows the percentage […]
The bear market in stocks that began in June 2022 is now officially over. The S&P 500 just closed 20% higher than the low it made on October 12, 2022, beginning a new bull market. Now is a great time to review what happened and see what we can learn from this for next time. […]