Search Result for : Tag: stocks

Financial Planning Fridays #76: We love investing in stocks!

Happy Valentine’s Day! At Presilium, we love our clients, and we also love investing in the leading companies in the world.  And that’s for one simple reason: Investing in stocks has been the most reliable way to grow your wealth faster than inflation, consequently allowing you to reach much higher goals for you and your […]


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Financial Planning Fridays #71: 2024 Market Outlook

Welcome to our 2024 market outlook! We hope that this year is your best year yet.  Just like in early 2023, we looked through history for clues on how the market may perform this year. We wanted to find 3 reasons to once again remain optimistic and stay invested in stocks.  Let’s start with how […]


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Financial Planning Fridays #70: Why We Invest

Happy New Year, we are looking forward to an amazing 2024 with you! To start the year, I wanted to discuss why we invest rather than just save.  We invest to build a future that is bigger and brighter for us and our families than we could have ever reached by saving alone.  Please let […]


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Financial Planning Fridays #68: Stock vs. Bond Income During Retirement

Stocks have historically paid much more in income over time than bonds.  Please let me show you an example from the past 30 years. Imagine you have just retired. It is 1993 and you need to decide what types of investments are going to generate your income now that you are no longer working. Just […]


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Financial Planning Fridays #66: Your Investment Mix Menu

One of the most important decisions you will ever make for your family’s long-term future is the blend of stocks and bonds in your investment accounts. This mix will be by far the dominant driver of your investment returns. It is crucial to choose an investment allocation that matches your financial plan and then rebalance […]


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Financial Planning Fridays #55: Dollar Cost Averaging

What happens when you make an investment at the worst possible time; right before a decline of 20% or more? The answer will surprise you. The market can be incredibly daunting. There are so many unknowns because no one knows the future. It can be soaring at all-time highs, Or it can be plummeting rapidly, […]


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Financial Planning Fridays #40 What Has Lower Inflation Meant for Stocks?

We are now very close to repeating an economic milestone that has historically led to excellent market returns for stocks. The Consumer Price Index fell from 9.1% to 4.9% since July 2022—a decline of 4.2% —and it is expected to continue to fall until July 2023. The Consumer Price Index or CPI is a measure […]


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Financial Planning Fridays #29: Emergency Drill

This is an emergency drill and it may be one of the most important things you ever do as a long-term investor. Your investment accounts are down 40%, the market seems to be in a free fall, the economy and world are full of uncertainty, and there is no clear end in sight. Now pause. […]


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Financial Planning Fridays #11: Bull vs Bear Markets

Today, in our eleventh episode, we wanted to talk about bull and bear markets and show you a few examples from recent history that may help us to get a better understanding of the current market and where it may be headed next. A bear market is a term used to describe stocks when they […]


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Financial Planning Fridays #4: Rebalancing

Today we will discuss something most people know they should be doing, yet almost no one does on a consistent basis: rebalancing your investment portfolio. Rebalancing, put simply, is moving your portfolio back to your target investment allocation as the market moves up or down. At Presilium, we start each relationship by building a financial […]


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