Category: Investments

Financial Planning Fridays #57: Finish Strong

Our clients have done an amazing job maintaining their investment strategy throughout the constant uncertainty of the last 20 months or so. Despite the incessant doomsday coverage from the media, they have hung in there, rebalanced when appropriate, and have been rewarded accordingly because of this. Though it hasn’t been easy, we knew there were, […]


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Financial Planning Fridays #56: Consistency Counts

As an investor, our goal should be to get the highest possible return no matter what, right? Wrong. As important as it is to achieve a great return, it can be just as important to achieve a consistently great return. An investment portfolio with a consistent return can actually outperform another investment portfolio that has […]


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Financial Planning Fridays #41: A Preview of 2033

Each year, there is a conference called Abundance 360 where visionary entrepreneurs, investors, and executives meet to solve the world’s biggest challenges. It is an all-star group of experts working together to make positive and lasting change. They believe that over the next ten years, humanity will experience more progress than we have over the […]


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Financial Planning Fridays #40 What Has Lower Inflation Meant for Stocks?

We are now very close to repeating an economic milestone that has historically led to excellent market returns for stocks. The Consumer Price Index fell from 9.1% to 4.9% since July 2022—a decline of 4.2% —and it is expected to continue to fall until July 2023. The Consumer Price Index or CPI is a measure […]


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Financial Planning Fridays #36: The Importance of Diversification

Today we would like to discuss diversification, why it is so important when investing and how it helps you reach your long-term goals. At Presilium, our clients all hold a variety of different types of stocks, bonds, and real estate in their portfolios. This mix matches their financial plan and consequently their short and long-term […]


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Financial Planning Fridays #31: Don’t Invest Like Your Neighbors

In our 31st Financial Planning Friday’s episode I wanted to discuss why it is so important not to take the same investment approach that many of your neighbors are using. The American Association of Individual Investors is a non-profit organization that has completed a weekly survey since 1987 where they ask a simple question, Do […]


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Financial Planning Fridays #30: Now is the best time to be alive

We live in an age of unprecedented technological progress.In the last few decades, advancements in fields such as medicine, transportation, and communication have transformed our daily lives. We now have access to instant communication with people across the globe, and we can travel to far-flung destinations in a matter of hours. Medical breakthroughs have eradicated […]


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Financial Planning Fridays #28: Investing During a Recession

Since at least the middle of 2022, there has been constant debate about whether the U.S. economy is in a recession or is about to enter one. The term “recession” can strike fear into the hearts of investors, and for good reason. Recessions are periods of economic decline, typically characterized by a decrease in economic […]


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Financial Planning Fridays #25: Don’t Give Your Investments a Day Off

You should take lots of days off to enjoy life but your investments, no, they should remain invested, working for you every single day. Once you have developed your long-term financial plan, and have a solid investment strategy, it is critical to keep your stock portion invested no matter what happens in the world and […]


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Financial Planning Fridays #20: 2022 Review

Today, in our twentieth episode, we wanted to discuss and review 2022. Last year was filled with lots of good news but also more than a few negative headlines that made the market one of the most volatile ever. As usual, we took advantage of this volatility and rebalanced our client accounts 27 times; each […]


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Financial Planning Fridays #17: Compound Growth

Today we wanted to talk with you about just how powerful compounding over time can be. Albert Einstein said that Compound Interest is the eighth wonder of the world. Our clients are often surprised at how large their investments are projected to grow when we look at their long-term financial plans. When we calculate how […]


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Financial Planning Fridays #16: Market Performance After Midterm Elections

Today we wanted to talk with you about the historical market performance after midterm elections. One of our favorite hobbies at Presilium is looking back through history for clues on what may happen now and in the future. We recently finished a heavily contested mid-term election in the U.S. on November 8, 2022 and consequently […]


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Financial Planning Fridays #13: Money Market

Today, in our thirteenth episode, we wanted to talk with you about optimizing your accounts that are not invested for the long-term. At Presilium, we want you to get the best possible returns on all of your accounts. These include accounts that you may want to access in the next couple years and consequently want […]


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Financial Planning Fridays #4: Rebalancing

Today we will discuss something most people know they should be doing, yet almost no one does on a consistent basis: rebalancing your investment portfolio. Rebalancing, put simply, is moving your portfolio back to your target investment allocation as the market moves up or down. At Presilium, we start each relationship by building a financial […]


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